Guides
Buying and selling in prime London, explained
Plain-English guides to stamp duty, leasehold and freehold, buying a £2m+ home, international purchases and the London sale process, from offer to completion.
Money & tax
Stamp duty, mortgages, capital gains and running costs. 5 guides.
A Guide to Stamp Duty on a London Home | Seymont London
When you are acquiring a residence in prime London—whether a stucco-fronted terrace in Kensington or a garden square house in Notting Hill—Stamp Duty Land Tax (SDLT) represents a...
How Much is Stamp Duty in London? | Seymont London
Stamp Duty Land Tax (SDLT) is payable on most property purchases in London. As of the current tax year, you'll pay nothing on the first £250,000 for standard purchas…
Stamp Duty for First-Time Buyers | Seymont London
First-time buyers in London pay no stamp duty on properties up to £425,000, and 5% on the portion between £425,001 and £625,000, provided the purchase price doesn't…
How Much Can I Borrow? Mortgages | Seymont London
Most UK mortgage lenders will allow you to borrow between 4 and 4.5 times your gross annual income, though some may stretch to 5.5 times for high earners or specific…
Capital Gains Tax on Property | Seymont London
Capital gains tax on property applies when you sell a UK property that isn't your main home and make a profit above your annual allowance. For the 2024/25 tax year,…